Collection & Payment Overview

B2B Payment Link

Designed specifically for merchants who operate without a website or e-commerce platform, SwiF B2B Payment Link allows merchants to collect payments from their customers and stay on top of their business performance in 10 easy steps.

B2B Payment Link Partial

Our B2B Payment Link Partial operates similarly to our standard B2B Payment Link, with the added convenience of allowing merchants to use a single link for a series of partial payments.

With this feature, merchants can customise each partial payment according to specific requirements. This includes different percentages or amounts, as well as the option to apply discounts or additional interest rates.

For instance, merchants can leverage partial payment links to facilitate instalment payments for their customers. This could involve weekly, monthly, or segmented payments, depending on the nature of the transaction (e.g., first, second, and final payments).

Consider these examples:

  1. Equipment Bundle Sales or Renovation Services: Merchants can break down the payment process into distinct stages. For example, customers might make an initial deposit of 10% to secure an order, followed by a 50% payment to confirm the order, and finally, settling the remaining balance upon delivery.
  2. Courses or Consultations: Let’s say a merchant offers courses or consultations. They can generate a partial payment link for the total amount, allowing customers to choose their preferred payment schedule. For instance, a course on “Building Confidence” might span 3 weeks or 2 months, priced at RM 5,000 in total. Customers can opt to pay weekly or monthly, tailoring their payments to fit the course duration.

This flexibility empowers merchants to accommodate various payment preferences, enhancing the overall customer experience.

B2C Payment Link

Our B2C Payment Link is for merchants dealing directly with end consumers.

It offers merchants many benefits:

  • Allows you to share a single link with multiple customers.
  • Does not require an invoice to be uploaded.
  • You can pre-determine the number of customers allowed to use that link based on stock availability or specific timeframe.
  • You can design the invoice payment for specific campaigns or seasons, e.g., festive, seasonal, promotions.
  • The link can be embedded across all your platforms, e.g., social media channels, newsletters, website etc.
  • You have the option to include or exclude the delivery address depending on the type of product you offer, e.g., physical product or online product.

Customised Payment Link

With every SwiF account your company automatically gets a customisable payment link.

A versatile and flexible payment link with your company, product or campaign name.

e-Invoice Payment

e-Invoice payment is perfect for merchants who do not have an e-commerce website and prefer to send e-invoices to their customers instead of payment links.

With e-invoice payment, merchants can provide complete invoices containing product details. Customers can conveniently settle their payments by either clicking on the ‘Click here to Pay’ button or scanning a QR code.

The key difference between e-invoice payment and payment links lies in their presentation: e-invoice payment integrates the payment functionality directly into the invoice, eliminating the need for a separate payment link. This streamlines the payment process for both merchants and customers. Whereas payment links require a separate invoice upload which some companies may still prefer as part of their internal processes.

Benefits of e-invoice payment:

  • Pre-set invoicing schedule
  • Set invoice due date
  • Set auto reminders

Payment Gateway

Whichever collection method you choose – B2B Payment Link, B2B Payment Link Partial, B2C Payment Link, Customised Payment Link or e-Invoice Payment, your customer will be sent to our secure Payment Gateway to proceed to payment.

As a PCI-DSS Level 1 compliant provider, we meet the highest security standards to ensure all transactions are

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